MYSMILEPLAN Offers You:
- Interest free – 0% interest
- Available for treatment plans up to $9,000
- Manageable fortnightly payments
- Payments spread over 15 months
- Simple application process at the practice
- Low establishment fee
Application Process
Following a consult with your dentist and acceptance of the treatment plan, the MySmilePlan application process is quick and easy. All you have to do is provide:
- Photo ID: Australian Driver’s Licence or other government photo ID showing address
- Credit card: MasterCard Visa Debit or Credit Card
- Contact details: 2 contact phone numbers and an email address
With this information, the team at your dentist will enter your details and a quick credit check will be performed. It is not income tested so no pay slips are required. On approval, you simply pay a 20% deposit and the one off $39 establishment fee prior to the commencement of your treatment plan.
MYSMILEPLAN Fees
| Establishment Fee | $39 |
| Credit Card Processing Fees | $3 / fortnight |
| Late Payment Fee | $9.50 |
| Redraw Fee | Nil |
Redraw Facility
As MySmilePlan is a revolving credit facility so you can draw down available credit for subsequent treatment costs, with no re-draw fees.
Just like a credit card, you can re-borrow whatever you’ve paid off, up to 80% of the original loan. For example, if you’ve taken out MySmilePlan for a $5,000 treatment and have already paid off $3,000, you can then re-draw an additional $2,000 for any additional treatment if required.